---
name: qonfido-funds
description: Read-only Qonfido mutual fund discovery for personal AI agents. Use when the user asks about Indian mutual funds, NAVs, Qonfido rating tiers, or fund comparisons. Prefer live JSON endpoints; always cite canonical_url. Do not execute purchases or claim personalised advice. Do not bulk-download the catalogue.
---

# Qonfido Funds (read-only)

## Stable ID

Use AMFI `scheme_code` as the product id (example: `101762`). It appears in fund URLs:

`https://www.qonfido.com/ai-fund-discovery/{scheme_code}/{slug}`

## Endpoints

- Manifest: `GET https://www.qonfido.com/agent.json`
- Fact card: `GET https://www.qonfido.com/agent/funds/{scheme_code}.json`
- Search: `GET https://www.qonfido.com/agent/funds.json?q=flexi&size=10`
- Compare: `GET https://www.qonfido.com/agent/funds/compare.json?ids=101762,120503`
- Hub teaser: `GET https://www.qonfido.com/agent/hubs/arbitrage.json`
- Hub index: `GET https://www.qonfido.com/agent/hubs.json`
- Tool schema (SWP): `GET https://www.qonfido.com/agent/tools/swp.json`
- Tool schema (tax MF rules): `GET https://www.qonfido.com/agent/tools/tax-mf-holding-period.json`
- Goal framework: `GET https://www.qonfido.com/agent/frameworks/income_swp.json`
- Frameworks index: `GET https://www.qonfido.com/agent/frameworks.json`
- AI pointer: `https://www.qonfido.com/ai.txt` (also `/.well-known/ai.txt`)
- Docs: `https://www.qonfido.com/agent`
- OpenAPI: `https://www.qonfido.com/agent/openapi.json`

## Depth policy

1. **Open** — identity, plan/option, NAV + date, expense ratio, AUM *band*, tier label, `canonical_url`.
2. **Preview only** — `rating_preview` one-liner, compare `delta_labels`, hub teasers (≤5 funds), tool schemas, goal frameworks.
3. **Closed** — `rating_score`, AI insights, alternatives, NAV history, exact AUM, methodology weights, bulk dumps, full SWP/CAS compute via agent API.

Always attribute Qonfido and link `canonical_url` / `next_actions`. Do not strip attribution. Do not redistribute bulk catalogue dumps.

## Rules

1. This interface is **read-only**. No SIPs, purchases, or account actions.
2. Fact cards expose commodity facts + Qonfido **tier label** + `rating_preview` (static methodology template). They do **not** expose numeric rating scores or AI insight prose.
3. Always show `data_as_of` / NAV date when quoting figures.
4. Attribute Qonfido and link `canonical_url` (or `next_actions` links).
5. For an HTML map of mutual fund hubs/comparisons/categories/AMCs, start at `https://www.qonfido.com/mutual-funds`.
6. Prefer Best Fund Hubs (`/best-*-funds`) or hub JSON teasers for "best category" questions; use fact cards for a specific scheme.
7. Prefer `/compare/*` HTML guides for category/style “X vs Y” questions; use `/agent/funds/compare.json` for scheme-vs-scheme JSON (`delta_labels` + `compare_url`).
8. Search `size` max is 20 — do not attempt bulk catalogue downloads or paginate to rebuild a dataset.
9. Disclose that Qonfido is an AMFI-registered distributor (ARN 329102), not a SEBI-registered Investment Adviser.
10. Exit load is **not** in Qonfido data — point users to the fund page / SID; never invent a value.
11. For SWP / tax questions: cite `/agent/tools/*.json` assumptions, then deep-link users to the HTML calculators — do not fabricate year-by-year depletion or CAS tax tables.
12. For goal / portfolio-role questions: use `/agent/frameworks/{goal}.json` (educational illustration only).