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Estimate future education costs and how much you need to save in a few clicks.
Total education cost needed (age 18): ₹80,10,995
This is a high-level wellness tool and not personalized advice. Please consult a financial advisor for deeper guidance.
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This India-focused education calculator helps parents estimate how much money may be needed for higher studies in the future. It combines current annual education cost, expected inflation, and expected portfolio return to project the likely funding gap. Instead of guessing, you can get a practical monthly savings estimate that is easy to act on.
You enter the child's current age, expected college start age, yearly cost today, and assumptions like inflation and portfolio return. The tool projects future education expenses year by year and compares them with the expected future value of your current savings. If there is a gap, it estimates the monthly top-up needed.
Results are sensitive to inflation and return assumptions. The model assumes steady rates and does not include taxes, scholarship uncertainty, or major one-time education expenses outside tuition. Use this as a planning baseline for 2026, then review your inputs periodically as real costs change.
How much should I save every month for my child education in India?
A practical approach in India is to estimate the future college cost after inflation and then invest a monthly amount that bridges the gap. This calculator helps you do that quickly for 2026.
Does this calculator include education inflation?
Yes. It projects education costs using an inflation rate so you can see the likely cost at college entry, not just today’s value.
Can I change currency and assumptions?
Yes. You can adjust annual cost, inflation, return assumptions, study duration, and currency to match your planning style.
Is this tool financial advice?
No. It is an educational planning tool that gives indicative estimates. Always validate your plan with a qualified advisor.