This is a generic financial wellness check and not financial advice. For personalised, in-depth guidance please consult your trusted financial advisor.
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This tool gives a quick and practical view of your financial wellness by evaluating core money behaviors. Instead of only tracking net worth, it helps you look at savings consistency, debt pressure, insurance coverage, and everyday money discipline. The aim is to show what is already working and what needs attention.
You enter basic income, expense, savings, debt, and insurance details. The tool applies rule-based checks and returns a structured result with strengths and suggested improvements. This keeps the output actionable and easy to review.
This is a wellness-style diagnostic, not a full financial plan. It does not model detailed tax implications, portfolio allocation suitability, or personalized goal priorities. Use the output as a starting signal for better decisions in 2026.
What does a financial health check include?
It reviews practical indicators like savings rate, debt-to-income pressure, insurance adequacy, and tracking discipline so you can identify next actions.
Who should use this tool in India?
Anyone who wants a quick money wellness snapshot for 2026, including salaried professionals, freelancers, and early investors.
Can this replace a financial planner?
No. It is a high-level diagnostic tool. For portfolio design and tax optimization, consult a qualified advisor.
How often should I run a financial health check?
A simple practice is once every quarter or after major life changes such as marriage, job switch, or large loan decisions.