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Start with a quick estimate in Simple mode, then expand into Pro mode if you want to include deductions, exemptions, capital gains, and taxes already paid.
The calculator normalises your income inputs, estimates tax under the old and new regime for FY 2025-26, applies standard deductions, rebate logic, cess, and basic surcharge handling, then compares the two outcomes. AI summaries sit on top of those computed results and do not alter the numbers.
This version is built for resident individuals in India for FY 2025-26. It estimates listed-equity style capital-gains treatment in Pro mode, and is intended for planning and understanding rather than final return filing.
Does this calculator compare old and new tax regime?
Yes. It calculates both side by side and highlights which regime currently produces the lower estimated tax for your inputs.
Is the AI deciding my tax amount?
No. The tax math is deterministic. AI is only used to summarise, explain, and help you understand the calculated result.
Who is this calculator for?
It is designed for resident individuals in India for FY 2025-26, with a simple mode for quick estimates and Pro mode for more detailed inputs.