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Upload your CAS statement to get an instant tax assessment of your mutual fund portfolio. The tool analyses each holding's unrealised gains and losses, classifies them as short-term or long-term, and computes your tax exposure across three dimensions.
Your CAS PDF is parsed to extract all mutual fund holdings with their cost, current NAV, and transaction history. The tool calculates per-holding gains and losses, applies current FY tax rates (equity short-term capital gains at 20%, equity long-term capital gains at 12.5% above Rs 1.25L; debt at your slab rate), and identifies tax-loss harvesting candidates.
Tax rates are based on the FY 2024-25 Union Budget. Debt fund taxation uses the slab rate you provide. Holding period is computed from the earliest purchase/switch-in date. This is an estimate — consult a CA for filing purposes. Analysis is for 2026.
What is the equity LTCG exemption for mutual funds?
For FY 2024-25, equity mutual fund long-term capital gains up to Rs 1.25 lakh per year are exempt from tax. Gains above this are taxed at 12.5%.
How does tax-loss harvesting work?
You sell holdings that are currently at a loss to realise the loss. This realised loss can be set off against capital gains, reducing your overall tax liability.
What is a CAS statement?
A Consolidated Account Statement (CAS) is issued by CAMS/KFintech and lists all your mutual fund holdings, transactions, and valuations across fund houses.
Is my CAS data stored?
Your CAS is parsed in memory and not saved by default. You can choose to save the analysis results for viewing later, or delete them at any time.