HDFC Flexi Cap Fund - Growth Plan
HDFC Mutual Fund · Flexi Cap Fund
SelectFund size ₹65,309 Cr
- Returns · 3Y CAGR
- 16.7%
- Return per unit of risk · Sharpe
- 1.01
- Worst fall · Max drawdown
- −4.9%
3-year yearly average
Excellent
Deepest fall in 3 years
Qonfido-rated shortlist
Best Mutual Funds for Retirement — Qonfido-Rated
Retirement needs change with your timeline. This page highlights Qonfido-rated funds from categories commonly used for longer retirement horizons (growth-oriented equity and multi-asset mixes). Closer to retirement, many investors also review hybrids and debt—use Browse to adjust for your glide path.
12 Qonfido-rated retirement funds · Ratings and metrics as of
Qonfido-rated Retirement funds
Growth and multi-asset funds for long retirement horizons.
Role: Retirement corpusHold for: 10+ yearsRisk:Moderate
- #1
#2SBI Large Cap Fund - Regular Plan - Growth
SBI Mutual Fund · Large Cap Fund
SelectFund size ₹36,458 Cr- Returns · 3Y CAGR
- 10.3%
- Return per unit of risk · Sharpe
- 0.48
- Worst fall · Max drawdown
- −5.5%
3-year yearly average
Fair
Deepest fall in 3 years
#3SelectFund size ₹32,937 Cr- Returns · 3Y CAGR
- 11.8%
- Return per unit of risk · Sharpe
- 0.59
- Worst fall · Max drawdown
- −6.1%
3-year yearly average
Good
Deepest fall in 3 years
- #4
SBI Long Term Equity Fund - Regular Plan - Growth
SBI Mutual Fund · Flexi Cap Fund
SelectFund size ₹23,085 Cr- Returns · 3Y CAGR
- 14.1%
- Return per unit of risk · Sharpe
- 0.75
- Worst fall · Max drawdown
- −5.9%
3-year yearly average
Strong
Deepest fall in 3 years
#5Aditya Birla Sun Life Flexi Cap Fund - Regular Plan - Growth
Aditya Birla Sun Life Mutual Fund · Flexi Cap Fund
PremierFund size ₹19,698 Cr- Returns · 3Y CAGR
- 15.5%
- Return per unit of risk · Sharpe
- 0.85
- Worst fall · Max drawdown
- −5.5%
3-year yearly average
Strong
Deepest fall in 3 years
#6ICICI Prudential Flexi Cap fund - Regular Plan - Growth
ICICI Prudential Mutual Fund · Flexi Cap Fund
SelectFund size ₹17,300 Cr- Returns · 3Y CAGR
- 15.5%
- Return per unit of risk · Sharpe
- 0.79
- Worst fall · Max drawdown
- −6.2%
3-year yearly average
Strong
Deepest fall in 3 years
#7Bandhan Core Equity Fund - Regular Plan - Growth
Bandhan Mutual Fund · Large Cap Fund
SelectFund size ₹12,922 Cr- Returns · 3Y CAGR
- 16.5%
- Return per unit of risk · Sharpe
- 0.86
- Worst fall · Max drawdown
- −6.6%
3-year yearly average
Strong
Deepest fall in 3 years
#8Canara Robeco Flexi Cap Fund - Regular Plan - Growth Option
Canara Robeco Mutual Fund · Flexi Cap Fund
SelectFund size ₹11,078 Cr- Returns · 3Y CAGR
- 12.3%
- Return per unit of risk · Sharpe
- 0.62
- Worst fall · Max drawdown
- −6.2%
3-year yearly average
Good
Deepest fall in 3 years
#9Axis Flexi Cap Fund - Regular Plan - Growth Option
Axis Mutual Fund · Flexi Cap Fund
SelectFund size ₹10,406 Cr- Returns · 3Y CAGR
- 13.6%
- Return per unit of risk · Sharpe
- 0.66
- Worst fall · Max drawdown
- −6.4%
3-year yearly average
Good
Deepest fall in 3 years
- #10
Canara Robeco Blue Chip Equity Fund - Regular Plan - Growth Option
Canara Robeco Mutual Fund · Large Cap Fund
SelectFund size ₹9,392 Cr- Returns · 3Y CAGR
- 11.4%
- Return per unit of risk · Sharpe
- 0.56
- Worst fall · Max drawdown
- −5.9%
3-year yearly average
Good
Deepest fall in 3 years
#11Kotak Bluechip Fund - Growth
Kotak Mahindra Mutual Fund · Large Cap Fund
SelectFund size ₹7,655 Cr- Returns · 3Y CAGR
- 10.9%
- Return per unit of risk · Sharpe
- 0.52
- Worst fall · Max drawdown
- −5.9%
3-year yearly average
Good
Deepest fall in 3 years
#12PremierFund size ₹5,943 Cr- Returns · 3Y CAGR
- 15.7%
- Return per unit of risk · Sharpe
- 0.85
- Worst fall · Max drawdown
- −6.3%
3-year yearly average
Strong
Deepest fall in 3 years
Lists show Qonfido-rated funds within comparable peer groups. Ratings support research and are not predictions, suitability assessments, or guarantees of future returns. Mutual fund investments are subject to market risks.
Retirement SIP estimator
Quick corpus sketch for a long-horizon SIP. Open the full calculator for income, inflation, and gap analysis.
Estimated corpus: ₹1,31,03,596
Frequently asked questions
Which mutual funds are good for retirement in India?
Long retirement horizons often start with diversified equity categories such as flexi cap, large cap, or dedicated retirement funds, sometimes with multi-asset diversification. Nearer retirement, hybrid and debt categories may matter more. Qonfido shows Qonfido-rated options as research support—not personalised advice.
How is this retirement list built?
It aggregates Qonfido-rated funds from categories aligned to Qonfido’s long-horizon retirement browse mapping, then ranks by tier quality. For timeline-specific mixes, use AI Fund Discovery Browse with the retirement goal.