#1SelectFund size ₹68,032 Cr
- Returns · 3Y CAGR
- 15.5%
- Return per unit of risk · Sharpe
- 0.80
- Worst fall · Max drawdown
- −6.5%
3-year yearly average
Strong
Deepest fall in 3 years
Qonfido-rated shortlist
Best Mutual Funds for SIPs — Qonfido-Rated
SIPs work across many fund categories. This page shortlists Qonfido-rated funds from diversified equity categories commonly used for long-horizon systematic investing in India. It is a research starting point—not a personalised SIP prescription.
12 Qonfido-rated sip funds · Ratings and metrics as of
Qonfido-rated SIP funds
Diversified equity funds commonly used for long SIPs.
Role: Wealth buildingHold for: 7+ yearsRisk:High
- #1
- #2
HDFC Flexi Cap Fund - Growth Plan
HDFC Mutual Fund · Flexi Cap Fund
SelectFund size ₹65,309 Cr- Returns · 3Y CAGR
- 16.7%
- Return per unit of risk · Sharpe
- 1.01
- Worst fall · Max drawdown
- −4.9%
3-year yearly average
Excellent
Deepest fall in 3 years
#3SBI Large Cap Fund - Regular Plan - Growth
SBI Mutual Fund · Large Cap Fund
SelectFund size ₹36,458 Cr- Returns · 3Y CAGR
- 10.3%
- Return per unit of risk · Sharpe
- 0.48
- Worst fall · Max drawdown
- −5.5%
3-year yearly average
Fair
Deepest fall in 3 years
#4Nippon India Growth Mid Cap Fund - Regular Plan - Growth Option
Nippon India Mutual Fund · Mid Cap Fund
SelectFund size ₹35,190 Cr- Returns · 3Y CAGR
- 16.2%
- Return per unit of risk · Sharpe
- 0.77
- Worst fall · Max drawdown
- −7.3%
3-year yearly average
Strong
Deepest fall in 3 years
- #5SelectFund size ₹32,937 Cr
- Returns · 3Y CAGR
- 11.8%
- Return per unit of risk · Sharpe
- 0.59
- Worst fall · Max drawdown
- −6.1%
3-year yearly average
Good
Deepest fall in 3 years
- #6
SBI Long Term Equity Fund - Regular Plan - Growth
SBI Mutual Fund · Flexi Cap Fund
SelectFund size ₹23,085 Cr- Returns · 3Y CAGR
- 14.1%
- Return per unit of risk · Sharpe
- 0.75
- Worst fall · Max drawdown
- −5.9%
3-year yearly average
Strong
Deepest fall in 3 years
#7Kotak Equity Opportunities Fund - Growth - Regular
Kotak Mahindra Mutual Fund · Large & Mid Cap Fund
SelectFund size ₹22,240 Cr- Returns · 3Y CAGR
- 13.1%
- Return per unit of risk · Sharpe
- 0.62
- Worst fall · Max drawdown
- −6.4%
3-year yearly average
Good
Deepest fall in 3 years
- #8SelectFund size ₹21,340 Cr
- Returns · 3Y CAGR
- 15.6%
- Return per unit of risk · Sharpe
- 0.74
- Worst fall · Max drawdown
- −7.2%
3-year yearly average
Strong
Deepest fall in 3 years
#9PremierFund size ₹21,036 Cr- Returns · 3Y CAGR
- 15.5%
- Return per unit of risk · Sharpe
- 0.77
- Worst fall · Max drawdown
- −6.7%
3-year yearly average
Strong
Deepest fall in 3 years
#10Aditya Birla Sun Life Flexi Cap Fund - Regular Plan - Growth
Aditya Birla Sun Life Mutual Fund · Flexi Cap Fund
PremierFund size ₹19,698 Cr- Returns · 3Y CAGR
- 15.5%
- Return per unit of risk · Sharpe
- 0.85
- Worst fall · Max drawdown
- −5.5%
3-year yearly average
Strong
Deepest fall in 3 years
#11ICICI Prudential Flexi Cap fund - Regular Plan - Growth
ICICI Prudential Mutual Fund · Flexi Cap Fund
SelectFund size ₹17,300 Cr- Returns · 3Y CAGR
- 15.5%
- Return per unit of risk · Sharpe
- 0.79
- Worst fall · Max drawdown
- −6.2%
3-year yearly average
Strong
Deepest fall in 3 years
#12Bandhan Core Equity Fund - Regular Plan - Growth
Bandhan Mutual Fund · Large Cap Fund
SelectFund size ₹12,922 Cr- Returns · 3Y CAGR
- 16.5%
- Return per unit of risk · Sharpe
- 0.86
- Worst fall · Max drawdown
- −6.6%
3-year yearly average
Strong
Deepest fall in 3 years
Lists show Qonfido-rated funds within comparable peer groups. Ratings support research and are not predictions, suitability assessments, or guarantees of future returns. Mutual fund investments are subject to market risks.
SIP estimator
Illustrative only. Past returns do not guarantee future results.
- Invested
- ₹6,00,000
- Est. gains
- ₹5,61,695
- Est. corpus
- ₹11,61,695
Frequently asked questions
What are the best mutual funds for SIP in India?
There is no single best SIP fund for everyone. Many long-horizon SIPs use diversified equity categories such as flexi cap, large cap, index, or multi cap. Qonfido shortlists Qonfido-rated funds in those peer groups so you can compare quality before you invest.
How does Qonfido choose funds for this SIP shortlist?
We pull Qonfido-rated funds from SIP-friendly equity categories, prefer higher tiers (Premier, then Select), and show a compact shortlist. Category pages and AI Fund Discovery let you go deeper.