Index Fund comparison
UTI Nifty 50 Index Fund vs HDFC Nifty 50 Index Fund
Over the last 3 years, UTI Nifty 50 Index Fund returned 9.7% a year versus 9.6% for HDFC Nifty 50 Index Fund. The category average was 8.8%. In its deepest fall over the same period, UTI Nifty 50 Index Fund dropped 5.8% versus 5.8% for HDFC Nifty 50 Index Fund. Qonfido rates UTI Nifty 50 Index Fund Standard and HDFC Nifty 50 Index Fund Standard within the Index Fund peer group.
Ratings and metrics as of
At a glance
Higher 3-year return
About level
Smaller worst fall
About level
Smoother ride (higher Sharpe)
About level
Head-to-head
Swap either fund or add a third to see how they line up.
UTI Nifty 50 Index
Index Fund
3/4
rounds won
HDFC Nifty 50 Index
Index Fund
0/4
rounds won
Round by round
Three questions in one shape. A bigger triangle = stronger all round.
- UTI Nifty 50 Index
- HDFC Nifty 50 Index
Growth
Who grew money faster?
Average yearly return over the last 3 years.
9.7%✓9.6%Dip protection
Who fell less in the worst dip?
Biggest fall from a peak in the period. Smaller hurts less.
-5.8%✓-5.8%Smooth ride
Who gave a smoother ride?
Return earned for every unit of ups and downs. Higher is smoother.
0.43✓0.42
Qonfido rating
Quality vs peers in the same category. Premier is the top tier.
Same tier
What matters most to you?
Quick take for “Balanced”
UTI Nifty 50 Index comes out ahead — it grew money faster and fell less in bad markets.
Based on the last 3 years of data. A starting point for research, not advice.
What could your money become?
If each fund repeated its last 3 years. Drag to try.
You’d put in ₹12.00 L. UTI Nifty 50 Index ends about ₹10,977 ahead — that’s roughly 1 months of your SIP.
Illustration only. Past returns rarely repeat exactly.
Key numbers
| Metric | UTI Nifty 50 Index Fund | HDFC Nifty 50 Index Fund |
|---|---|---|
| Qonfido rating | Standard | Standard |
| 3Y return (CAGR) | 9.7% | 9.6% |
| Worst fall (max drawdown) | 5.8% | 5.8% |
| Sharpe ratio (3Y) | 0.43 | 0.42 |
| Beta (3Y) | 0.87 | 0.87 |
| Fund size (AUM) | ₹5,244 Cr | ₹5,319 Cr |
| Category average 3Y return | 8.8% | |
Frequently asked questions
Which is better, UTI Nifty 50 Index Fund or HDFC Nifty 50 Index Fund?
Neither fund is better for every investor. Based on data as of 8 Nov 2026. Over the last 3 years, UTI Nifty 50 Index Fund returned 9.7% a year versus 9.6% for HDFC Nifty 50 Index Fund. The category average was 8.8%. In its deepest fall over the same period, UTI Nifty 50 Index Fund dropped 5.8% versus 5.8% for HDFC Nifty 50 Index Fund. Qonfido rates UTI Nifty 50 Index Fund Standard and HDFC Nifty 50 Index Fund Standard within the Index Fund peer group. Which fits depends on your goal, time horizon and comfort with falls. This comparison is educational research support, not personalised investment advice. Past performance does not indicate future returns.
Which has given higher returns, UTI Nifty 50 Index Fund or HDFC Nifty 50 Index Fund?
Based on data as of 8 Nov 2026. Over the last 3 years, UTI Nifty 50 Index Fund returned 9.7% a year versus 9.6% for HDFC Nifty 50 Index Fund. The category average was 8.8%. This comparison is educational research support, not personalised investment advice. Past performance does not indicate future returns.
Which is less risky, UTI Nifty 50 Index Fund or HDFC Nifty 50 Index Fund?
Based on data as of 8 Nov 2026. In its deepest fall over the same period, UTI Nifty 50 Index Fund dropped 5.8% versus 5.8% for HDFC Nifty 50 Index Fund. Sharpe ratio, a measure of return per unit of volatility, was 0.43 for UTI Nifty 50 Index Fund and 0.42 for HDFC Nifty 50 Index Fund. Lower falls and a higher Sharpe ratio point to a smoother past ride, not a guarantee.
What is the Qonfido rating of UTI Nifty 50 Index Fund and HDFC Nifty 50 Index Fund?
Qonfido rates UTI Nifty 50 Index Fund Standard and HDFC Nifty 50 Index Fund Standard within the Index Fund peer group. Ratings compare funds with their category peers on risk-adjusted consistency and are explained on the Qonfido rating methodology page.
Should I invest in both UTI Nifty 50 Index Fund and HDFC Nifty 50 Index Fund?
Both funds sit in the Index Fund category, so their portfolios can overlap and holding both may add limited diversification. Review holdings overlap, costs and your overall allocation before combining them. This comparison is educational research support, not personalised investment advice. Past performance does not indicate future returns.
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Keep researching
Comparisons are educational research support only. They are not personalised investment advice, suitability assessments, or predictions of returns. Mutual fund investments are subject to market risks. Read scheme documents and consider your goals, horizon, and risk tolerance before investing.