Conservative Hybrid Fund comparison
Aditya Birla Sun Life Regular Savings Fund vs DSP Regular Savings Fund
Over the last 3 years, Aditya Birla Sun Life Regular Savings Fund returned 7.2% a year versus 7.6% for DSP Regular Savings Fund. The category average was 3.2%. In its deepest fall over the same period, Aditya Birla Sun Life Regular Savings Fund dropped 1.2% versus 1.2% for DSP Regular Savings Fund. Qonfido rates Aditya Birla Sun Life Regular Savings Fund Premier and DSP Regular Savings Fund Premier within the Conservative Hybrid Fund peer group.
Ratings and metrics as of
At a glance
Higher 3-year return
About level
Smaller worst fall
About level
Smoother ride (higher Sharpe)
DSP Regular Savings Fund
Head-to-head
Swap either fund or add a third to see how they line up.
Aditya Birla Sun Life Savings
Conservative Hybrid Fund
0/4
rounds won
DSP Savings
Conservative Hybrid Fund
3/4
rounds won
Round by round
Three questions in one shape. A bigger triangle = stronger all round.
- Aditya Birla Sun Life Savings
- DSP Savings
Growth
Who grew money faster?
Average yearly return over the last 3 years.
7.2%7.6%✓Dip protection
Who fell less in the worst dip?
Biggest fall from a peak in the period. Smaller hurts less.
-1.2%-1.2%✓Smooth ride
Who gave a smoother ride?
Return earned for every unit of ups and downs. Higher is smoother.
0.660.78✓
Qonfido rating
Quality vs peers in the same category. Premier is the top tier.
Same tier
What matters most to you?
Quick take for “Balanced”
DSP Savings comes out ahead — it grew money faster and fell less in bad markets.
Based on the last 3 years of data. A starting point for research, not advice.
What could your money become?
If each fund repeated its last 3 years. Drag to try.
You’d put in ₹12.00 L. DSP Savings ends about ₹35,194 ahead — that’s roughly 4 months of your SIP.
Illustration only. Past returns rarely repeat exactly.
Key numbers
| Metric | Aditya Birla Sun Life Regular Savings Fund | DSP Regular Savings Fund |
|---|---|---|
| Qonfido rating | Premier | Premier |
| 3Y return (CAGR) | 7.2% | 7.6% |
| Worst fall (max drawdown) | 1.2% | 1.2% |
| Sharpe ratio (3Y) | 0.66 | 0.78 |
| Beta (3Y) | 0.21 | 0.21 |
| Fund size (AUM) | ₹1,034 Cr | ₹144 Cr |
| Category average 3Y return | 3.2% | |
Frequently asked questions
Which is better, Aditya Birla Sun Life Regular Savings Fund or DSP Regular Savings Fund?
Neither fund is better for every investor. Based on data as of 11 Oct 2026. Over the last 3 years, Aditya Birla Sun Life Regular Savings Fund returned 7.2% a year versus 7.6% for DSP Regular Savings Fund. The category average was 3.2%. In its deepest fall over the same period, Aditya Birla Sun Life Regular Savings Fund dropped 1.2% versus 1.2% for DSP Regular Savings Fund. Qonfido rates Aditya Birla Sun Life Regular Savings Fund Premier and DSP Regular Savings Fund Premier within the Conservative Hybrid Fund peer group. Which fits depends on your goal, time horizon and comfort with falls. This comparison is educational research support, not personalised investment advice. Past performance does not indicate future returns.
Which has given higher returns, Aditya Birla Sun Life Regular Savings Fund or DSP Regular Savings Fund?
Based on data as of 11 Oct 2026. Over the last 3 years, Aditya Birla Sun Life Regular Savings Fund returned 7.2% a year versus 7.6% for DSP Regular Savings Fund. The category average was 3.2%. This comparison is educational research support, not personalised investment advice. Past performance does not indicate future returns.
Which is less risky, Aditya Birla Sun Life Regular Savings Fund or DSP Regular Savings Fund?
Based on data as of 11 Oct 2026. In its deepest fall over the same period, Aditya Birla Sun Life Regular Savings Fund dropped 1.2% versus 1.2% for DSP Regular Savings Fund. Sharpe ratio, a measure of return per unit of volatility, was 0.66 for Aditya Birla Sun Life Regular Savings Fund and 0.78 for DSP Regular Savings Fund. Lower falls and a higher Sharpe ratio point to a smoother past ride, not a guarantee.
What is the Qonfido rating of Aditya Birla Sun Life Regular Savings Fund and DSP Regular Savings Fund?
Qonfido rates Aditya Birla Sun Life Regular Savings Fund Premier and DSP Regular Savings Fund Premier within the Conservative Hybrid Fund peer group. Ratings compare funds with their category peers on risk-adjusted consistency and are explained on the Qonfido rating methodology page.
Should I invest in both Aditya Birla Sun Life Regular Savings Fund and DSP Regular Savings Fund?
Both funds sit in the Conservative Hybrid Fund category, so their portfolios can overlap and holding both may add limited diversification. Review holdings overlap, costs and your overall allocation before combining them. This comparison is educational research support, not personalised investment advice. Past performance does not indicate future returns.
More Conservative Hybrid fund comparisons
Keep researching
Comparisons are educational research support only. They are not personalised investment advice, suitability assessments, or predictions of returns. Mutual fund investments are subject to market risks. Read scheme documents and consider your goals, horizon, and risk tolerance before investing.