Dynamic Asset Allocation / Balanced Advantage Fund comparison
Kotak Balanced Advantage Fund vs SBI Balanced Advantage Fund
Over the last 3 years, Kotak Balanced Advantage Fund returned 7.6% a year versus 8.1% for SBI Balanced Advantage Fund. The category average was 5.4%. In its deepest fall over the same period, Kotak Balanced Advantage Fund dropped 3.4% versus 2.8% for SBI Balanced Advantage Fund. Qonfido rates Kotak Balanced Advantage Fund Select and SBI Balanced Advantage Fund Select within the Dynamic Asset Allocation / Balanced Advantage Fund peer group.
Ratings and metrics as of
At a glance
Higher 3-year return
SBI Balanced Advantage Fund
Smaller worst fall
SBI Balanced Advantage Fund
Smoother ride (higher Sharpe)
SBI Balanced Advantage Fund
Head-to-head
Swap either fund or add a third to see how they line up.
Kotak Balanced Advantage
Dynamic Asset Allocation / Balanced Advantage Fund
0/4
rounds won
SBI Balanced Advantage
Dynamic Asset Allocation / Balanced Advantage Fund
3/4
rounds won
Round by round
Three questions in one shape. A bigger triangle = stronger all round.
- Kotak Balanced Advantage
- SBI Balanced Advantage
Growth
Who grew money faster?
Average yearly return over the last 3 years.
7.6%8.1%✓Dip protection
Who fell less in the worst dip?
Biggest fall from a peak in the period. Smaller hurts less.
-3.4%-2.8%✓Smooth ride
Who gave a smoother ride?
Return earned for every unit of ups and downs. Higher is smoother.
0.350.45✓
Qonfido rating
Quality vs peers in the same category. Premier is the top tier.
Same tier
What matters most to you?
Quick take for “Balanced”
SBI Balanced Advantage comes out ahead — it grew money faster and fell less in bad markets.
Based on the last 3 years of data. A starting point for research, not advice.
What could your money become?
If each fund repeated its last 3 years. Drag to try.
You’d put in ₹12.00 L. SBI Balanced Advantage ends about ₹57,457 ahead — that’s roughly 6 months of your SIP.
Illustration only. Past returns rarely repeat exactly.
Key numbers
| Metric | Kotak Balanced Advantage Fund | SBI Balanced Advantage Fund |
|---|---|---|
| Qonfido rating | Select | Select |
| 3Y return (CAGR) | 7.6% | 8.1% |
| Worst fall (max drawdown) | 3.4% | 2.8% |
| Sharpe ratio (3Y) | 0.35 | 0.45 |
| Fund size (AUM) | ₹14,148 Cr | ₹35,843 Cr |
| Category average 3Y return | 5.4% | |
Frequently asked questions
Which is better, Kotak Balanced Advantage Fund or SBI Balanced Advantage Fund?
Neither fund is better for every investor. Based on data as of 11 Oct 2026. Over the last 3 years, Kotak Balanced Advantage Fund returned 7.6% a year versus 8.1% for SBI Balanced Advantage Fund. The category average was 5.4%. In its deepest fall over the same period, Kotak Balanced Advantage Fund dropped 3.4% versus 2.8% for SBI Balanced Advantage Fund. Qonfido rates Kotak Balanced Advantage Fund Select and SBI Balanced Advantage Fund Select within the Dynamic Asset Allocation / Balanced Advantage Fund peer group. Which fits depends on your goal, time horizon and comfort with falls. This comparison is educational research support, not personalised investment advice. Past performance does not indicate future returns.
Which has given higher returns, Kotak Balanced Advantage Fund or SBI Balanced Advantage Fund?
Based on data as of 11 Oct 2026. Over the last 3 years, Kotak Balanced Advantage Fund returned 7.6% a year versus 8.1% for SBI Balanced Advantage Fund. The category average was 5.4%. This comparison is educational research support, not personalised investment advice. Past performance does not indicate future returns.
Which is less risky, Kotak Balanced Advantage Fund or SBI Balanced Advantage Fund?
Based on data as of 11 Oct 2026. In its deepest fall over the same period, Kotak Balanced Advantage Fund dropped 3.4% versus 2.8% for SBI Balanced Advantage Fund. Sharpe ratio, a measure of return per unit of volatility, was 0.35 for Kotak Balanced Advantage Fund and 0.45 for SBI Balanced Advantage Fund. Lower falls and a higher Sharpe ratio point to a smoother past ride, not a guarantee.
What is the Qonfido rating of Kotak Balanced Advantage Fund and SBI Balanced Advantage Fund?
Qonfido rates Kotak Balanced Advantage Fund Select and SBI Balanced Advantage Fund Select within the Dynamic Asset Allocation / Balanced Advantage Fund peer group. Ratings compare funds with their category peers on risk-adjusted consistency and are explained on the Qonfido rating methodology page.
Should I invest in both Kotak Balanced Advantage Fund and SBI Balanced Advantage Fund?
Both funds sit in the Dynamic Asset Allocation / Balanced Advantage Fund category, so their portfolios can overlap and holding both may add limited diversification. Review holdings overlap, costs and your overall allocation before combining them. This comparison is educational research support, not personalised investment advice. Past performance does not indicate future returns.
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Comparisons are educational research support only. They are not personalised investment advice, suitability assessments, or predictions of returns. Mutual fund investments are subject to market risks. Read scheme documents and consider your goals, horizon, and risk tolerance before investing.