Liquid Fund comparison
Franklin India Liquid Fund vs Zerodha Nifty 1D Rate Liquid ETF
Qonfido rates Franklin India Liquid Fund Premier and Zerodha Nifty 1D Rate Liquid ETF Select within the Liquid Fund peer group.
Ratings and metrics as of
At a glance
Higher 3-year return
Not enough data
Smaller worst fall
Not enough data
Smoother ride (higher Sharpe)
Not enough data
Head-to-head
Swap either fund or add a third to see how they line up.
Franklin India Liquid
Liquid Fund
1/4
rounds won
Zerodha Nifty 1D Rate Liquid ETF
Liquid Fund
0/4
rounds won
Round by round
Three questions in one shape. A bigger triangle = stronger all round.
- Franklin India Liquid
- Zerodha Nifty 1D Rate Liquid ETF
Growth
Who grew money faster?
Average yearly return over the last 3 years.
6.9%—Not enough data yetDip protection
Who fell less in the worst dip?
Biggest fall from a peak in the period. Smaller hurts less.
-0.0%—Not enough data yetSmooth ride
Who gave a smoother ride?
Return earned for every unit of ups and downs. Higher is smoother.
0.99—Not enough data yet
Qonfido rating
Quality vs peers in the same category. Premier is the top tier.
Franklin India Liquid is rated higher
What matters most to you?
Quick take for “Balanced”
Franklin India Liquid comes out ahead — it has a stronger Qonfido rating.
Based on the last 3 years of data. A starting point for research, not advice.
What could your money become?
If each fund repeated its last 3 years. Drag to try.
You’d put in ₹12.00 L. Zerodha Nifty 1D Rate Liquid ETF ends about ₹5.92 L ahead — that’s roughly 59 months of your SIP.
Illustration only. Past returns rarely repeat exactly.
Key numbers
| Metric | Franklin India Liquid Fund | Zerodha Nifty 1D Rate Liquid ETF |
|---|---|---|
| Qonfido rating | Premier | Select |
| 3Y return (CAGR) | 6.9% | — |
| Worst fall (max drawdown) | 0.0% | — |
| Sharpe ratio (3Y) | 0.99 | — |
| Beta (3Y) | 0.17 | — |
| Fund size (AUM) | ₹625 Cr | ₹9,364 Cr |
| Category average 3Y return | 2.5% | |
Frequently asked questions
Which is better, Franklin India Liquid Fund or Zerodha Nifty 1D Rate Liquid ETF?
Neither fund is better for every investor. Based on data as of 11 Oct 2026. Qonfido rates Franklin India Liquid Fund Premier and Zerodha Nifty 1D Rate Liquid ETF Select within the Liquid Fund peer group. Which fits depends on your goal, time horizon and comfort with falls. This comparison is educational research support, not personalised investment advice. Past performance does not indicate future returns.
What is the Qonfido rating of Franklin India Liquid Fund and Zerodha Nifty 1D Rate Liquid ETF?
Qonfido rates Franklin India Liquid Fund Premier and Zerodha Nifty 1D Rate Liquid ETF Select within the Liquid Fund peer group. Ratings compare funds with their category peers on risk-adjusted consistency and are explained on the Qonfido rating methodology page.
Should I invest in both Franklin India Liquid Fund and Zerodha Nifty 1D Rate Liquid ETF?
Both funds sit in the Liquid Fund category, so their portfolios can overlap and holding both may add limited diversification. Review holdings overlap, costs and your overall allocation before combining them. This comparison is educational research support, not personalised investment advice. Past performance does not indicate future returns.
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Comparisons are educational research support only. They are not personalised investment advice, suitability assessments, or predictions of returns. Mutual fund investments are subject to market risks. Read scheme documents and consider your goals, horizon, and risk tolerance before investing.

