Mutual fund comparison
Flexi Cap Mutual Funds vs Multi Cap Mutual Funds
Flexi cap and multi cap both span market caps, but the rules differ. Flexi cap funds can allocate freely across large, mid, and small. Multi cap funds must keep SEBI-mandated minimums in each segment. Compare the mandates, then open Qonfido-rated shortlists.
Flexi cap funds
SEBI flexi cap schemes with unconstrained market-cap allocation inside equity.
- Manager can tilt toward large, mid, or small as views change
- Often used as a diversified equity core
- Peer group is Flexi Cap Fund—not the same as multi cap
- Compare Qonfido-rated flexi cap peers on the category page
| Fund | Tier | 3Y |
|---|---|---|
| ITI Flexi Cap Fund - Regular Plan - Growth Option | Premier | 17.8% |
| Bajaj Finserv Flexi Cap Fund - Regular Plan - Growth | Premier | 15.7% |
| Aditya Birla Sun Life Flexi Cap Fund - Regular Plan - Growth | Premier | 15.5% |
| WhiteOak Capital Flexi Cap Fund - Regular Plan - Growth Option | Premier | 13.9% |
| Mirae Asset Flexi Cap Fund - Regular Plan - Growth | Premier | 12.5% |
Multi cap funds
SEBI multi cap schemes with minimum stakes in large, mid, and small caps.
- Built-in market-cap diversification by regulation
- Can feel more volatile than a large-cap-heavy flexi portfolio
- Useful when you want mandated mid/small exposure in one scheme
- Compare Qonfido-rated multi cap peers on the category page
| Fund | Tier | 3Y |
|---|---|---|
| Bank of India Multi Cap Fund - Regular Plan - Growth | Premier | 16.3% |
| Axis Multicap Fund - Regular Plan - Growth Option | Premier | 18.1% |
| Union Multicap Fund - Regular Plan - Growth Option | Premier | 14.0% |
| Mahindra Manulife Multi Cap Fund - Regular Plan - Growth | Select | 15.9% |
| ITI Multi Cap Fund - Regular Plan - Growth Option | Select | 15.2% |
This comparison is educational research support only. It is not personalised investment advice, a suitability assessment, or a prediction of returns. Mutual fund investments are subject to market risks. Read scheme documents and consider your goals, horizon, and risk tolerance before investing.
Frequently asked questions
Is flexi cap better than multi cap?
Neither is universally better. Flexi cap offers freer allocation; multi cap locks in minimums across market caps. Choose based on how much mid/small exposure you want by design versus by manager discretion. This page is research support—not personalised advice.
Can I hold both flexi cap and multi cap funds?
Yes, but overlap can be high. Many investors pick one diversified multi-market-cap sleeve as a core. Use Qonfido-rated peers and AI Fund Discovery to compare quality inside each category.