Mutual fund comparison
Gold ETF / Gold Funds vs Equity Mutual Funds
Gold-oriented ETFs and funds give exposure to gold prices. Equity mutual funds give exposure to company earnings and markets. They are different diversifiers—not substitutes for each other. Compare roles, then open Qonfido-rated shortlists.
Gold ETF / gold funds
Schemes that track gold prices (ETF or fund-of-fund structures) rather than stock portfolios.
- Driven mainly by gold price moves, currency, and demand/supply
- Often used as a portfolio diversifier, not a growth engine alone
- Check tracking quality, expenses, and liquidity (especially ETFs)
- Qonfido rates gold peers in the Gold ETF category hub
| Fund | Tier | 3Y |
|---|---|---|
| UTI Gold ETF Fund of Fund - Direct Plan - Growth Option | Premier | 36.2% |
| ICICI Prudential Gold ETF | Premier | 36.4% |
| Quantum Gold Savings Fund - Regular Plan Growth Option | Premier | 35.3% |
| Kotak Gold Fund Growth - Direct | Select | 35.8% |
| UTI Gold ETF Fund of Fund - Regular Plan - Growth Opton | Select | 35.7% |
Equity mutual funds
Stock-market schemes used for long-term growth across SEBI equity categories.
- Returns tied to company and market performance
- Higher long-term growth potential with equity-like drawdowns
- Diversify within equity via large/flexi/mid/index categories
- Use equity hubs and Browse to shortlist Qonfido-rated peers
| Fund | Tier | 3Y |
|---|---|---|
| ICICI Prudential Large Cap Fund (erstwhile Bluechip Fund) - Regular Plan - Growth | Select | 8.8% |
| Kotak Bluechip Fund - Growth - Direct | Select | 9.0% |
| Kotak Bluechip Fund - Payout of Income Distribution cum capital withdrawal option - Direct | Select | 9.0% |
| Kotak Bluechip Fund - Payout of Income Distribution cumcapital withdrawal option | Select | 7.8% |
| Kotak Bluechip Fund - Growth | Select | 7.8% |
This comparison is educational research support only. It is not personalised investment advice, a suitability assessment, or a prediction of returns. Mutual fund investments are subject to market risks. Read scheme documents and consider your goals, horizon, and risk tolerance before investing.
Frequently asked questions
Should I buy gold ETF or equity mutual funds?
They serve different jobs. Equity is commonly used for long-horizon growth; gold is often a smaller diversifying sleeve. Allocation depends on your goals and risk comfort. This page is research support—not a personalised recommendation.
Is a gold ETF the same as a gold mutual fund?
Both aim for gold exposure, but structures differ (exchange-traded vs fund units, costs, tracking). Compare the specific scheme documents and Qonfido-rated gold peers before investing.