Liquid Fund comparison
JM Liquid Fund vs Navi Liquid Fund
In its deepest fall over the same period, JM Liquid Fund dropped 0.0% versus 0.0% for Navi Liquid Fund. Qonfido rates JM Liquid Fund Premier and Navi Liquid Fund Premier within the Liquid Fund peer group.
Ratings and metrics as of
At a glance
Higher 3-year return
Not enough data
Smaller worst fall
About level
Smoother ride (higher Sharpe)
JM Liquid Fund
Head-to-head
Swap either fund or add a third to see how they line up.
JM Liquid
Liquid Fund
1/4
rounds won
Navi Liquid
Liquid Fund
1/4
rounds won
Round by round
Three questions in one shape. A bigger triangle = stronger all round.
- JM Liquid
- Navi Liquid
Growth
Who grew money faster?
Average yearly return over the last 3 years.
6.8%—Not enough data yetDip protection
Who fell less in the worst dip?
Biggest fall from a peak in the period. Smaller hurts less.
-0.0%0.0%✓Smooth ride
Who gave a smoother ride?
Return earned for every unit of ups and downs. Higher is smoother.
0.53✓-0.44
Qonfido rating
Quality vs peers in the same category. Premier is the top tier.
Same tier
What matters most to you?
Quick take for “Balanced”
Too close to call — each fund wins on different things. Check the rounds above.
Based on the last 3 years of data. A starting point for research, not advice.
What could your money become?
If each fund repeated its last 3 years. Drag to try.
You’d put in ₹12.00 L. Navi Liquid ends about ₹6.06 L ahead — that’s roughly 61 months of your SIP.
Illustration only. Past returns rarely repeat exactly.
Key numbers
| Metric | JM Liquid Fund | Navi Liquid Fund |
|---|---|---|
| Qonfido rating | Premier | Premier |
| 3Y return (CAGR) | 6.8% | — |
| Worst fall (max drawdown) | 0.0% | 0.0% |
| Sharpe ratio (3Y) | 0.53 | -0.44 |
| Beta (3Y) | 0.14 | 0.06 |
| Fund size (AUM) | ₹0 L | ₹10 Cr |
| Category average 3Y return | 2.5% | |
Frequently asked questions
Which is better, JM Liquid Fund or Navi Liquid Fund?
Neither fund is better for every investor. Based on data as of 11 Oct 2026. In its deepest fall over the same period, JM Liquid Fund dropped 0.0% versus 0.0% for Navi Liquid Fund. Qonfido rates JM Liquid Fund Premier and Navi Liquid Fund Premier within the Liquid Fund peer group. Which fits depends on your goal, time horizon and comfort with falls. This comparison is educational research support, not personalised investment advice. Past performance does not indicate future returns.
Which is less risky, JM Liquid Fund or Navi Liquid Fund?
Based on data as of 11 Oct 2026. In its deepest fall over the same period, JM Liquid Fund dropped 0.0% versus 0.0% for Navi Liquid Fund. Sharpe ratio, a measure of return per unit of volatility, was 0.53 for JM Liquid Fund and -0.44 for Navi Liquid Fund. Lower falls and a higher Sharpe ratio point to a smoother past ride, not a guarantee.
What is the Qonfido rating of JM Liquid Fund and Navi Liquid Fund?
Qonfido rates JM Liquid Fund Premier and Navi Liquid Fund Premier within the Liquid Fund peer group. Ratings compare funds with their category peers on risk-adjusted consistency and are explained on the Qonfido rating methodology page.
Should I invest in both JM Liquid Fund and Navi Liquid Fund?
Both funds sit in the Liquid Fund category, so their portfolios can overlap and holding both may add limited diversification. Review holdings overlap, costs and your overall allocation before combining them. This comparison is educational research support, not personalised investment advice. Past performance does not indicate future returns.
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Keep researching
Comparisons are educational research support only. They are not personalised investment advice, suitability assessments, or predictions of returns. Mutual fund investments are subject to market risks. Read scheme documents and consider your goals, horizon, and risk tolerance before investing.