Gold ETF comparison
Nippon India Gold Savings Fund vs UTI Gold ETF Fund of Fund
Over the last 3 years, Nippon India Gold Savings Fund returned 34.3% a year versus 34.6% for UTI Gold ETF Fund of Fund. The category average was 30.6%. In its deepest fall over the same period, Nippon India Gold Savings Fund dropped 8.9% versus 8.6% for UTI Gold ETF Fund of Fund. Qonfido rates Nippon India Gold Savings Fund Premier and UTI Gold ETF Fund of Fund Select within the Gold ETF peer group.
Ratings and metrics as of
At a glance
Higher 3-year return
About level
Smaller worst fall
About level
Smoother ride (higher Sharpe)
About level
Head-to-head
Swap either fund or add a third to see how they line up.
Nippon India Gold Savings
Gold ETF
1/4
rounds won
UTI Gold ETF of
Gold ETF
3/4
rounds won
Round by round
Three questions in one shape. A bigger triangle = stronger all round.
- Nippon India Gold Savings
- UTI Gold ETF of
Growth
Who grew money faster?
Average yearly return over the last 3 years.
34.3%34.6%✓Dip protection
Who fell less in the worst dip?
Biggest fall from a peak in the period. Smaller hurts less.
-8.9%-8.6%✓Smooth ride
Who gave a smoother ride?
Return earned for every unit of ups and downs. Higher is smoother.
1.331.33✓
Qonfido rating
Quality vs peers in the same category. Premier is the top tier.
Nippon India Gold Savings is rated higher
What matters most to you?
Quick take for “Balanced”
UTI Gold ETF of comes out ahead — it grew money faster and fell less in bad markets.
Based on the last 3 years of data. A starting point for research, not advice.
What could your money become?
If each fund repeated its last 3 years. Drag to try.
You’d put in ₹12.00 L.
Illustration only. Past returns rarely repeat exactly.
Key numbers
| Metric | Nippon India Gold Savings Fund | UTI Gold ETF Fund of Fund |
|---|---|---|
| Qonfido rating | Premier | Select |
| 3Y return (CAGR) | 34.3% | 34.6% |
| Worst fall (max drawdown) | 8.9% | 8.6% |
| Sharpe ratio (3Y) | 1.33 | 1.33 |
| Beta (3Y) | 0.21 | 0.21 |
| Fund size (AUM) | ₹5,003 Cr | ₹737 Cr |
| Category average 3Y return | 30.6% | |
Frequently asked questions
Which is better, Nippon India Gold Savings Fund or UTI Gold ETF Fund of Fund?
Neither fund is better for every investor. Based on data as of 11 Oct 2026. Over the last 3 years, Nippon India Gold Savings Fund returned 34.3% a year versus 34.6% for UTI Gold ETF Fund of Fund. The category average was 30.6%. In its deepest fall over the same period, Nippon India Gold Savings Fund dropped 8.9% versus 8.6% for UTI Gold ETF Fund of Fund. Qonfido rates Nippon India Gold Savings Fund Premier and UTI Gold ETF Fund of Fund Select within the Gold ETF peer group. Which fits depends on your goal, time horizon and comfort with falls. This comparison is educational research support, not personalised investment advice. Past performance does not indicate future returns.
Which has given higher returns, Nippon India Gold Savings Fund or UTI Gold ETF Fund of Fund?
Based on data as of 11 Oct 2026. Over the last 3 years, Nippon India Gold Savings Fund returned 34.3% a year versus 34.6% for UTI Gold ETF Fund of Fund. The category average was 30.6%. This comparison is educational research support, not personalised investment advice. Past performance does not indicate future returns.
Which is less risky, Nippon India Gold Savings Fund or UTI Gold ETF Fund of Fund?
Based on data as of 11 Oct 2026. In its deepest fall over the same period, Nippon India Gold Savings Fund dropped 8.9% versus 8.6% for UTI Gold ETF Fund of Fund. Sharpe ratio, a measure of return per unit of volatility, was 1.33 for Nippon India Gold Savings Fund and 1.33 for UTI Gold ETF Fund of Fund. Lower falls and a higher Sharpe ratio point to a smoother past ride, not a guarantee.
What is the Qonfido rating of Nippon India Gold Savings Fund and UTI Gold ETF Fund of Fund?
Qonfido rates Nippon India Gold Savings Fund Premier and UTI Gold ETF Fund of Fund Select within the Gold ETF peer group. Ratings compare funds with their category peers on risk-adjusted consistency and are explained on the Qonfido rating methodology page.
Should I invest in both Nippon India Gold Savings Fund and UTI Gold ETF Fund of Fund?
Both funds sit in the Gold ETF category, so their portfolios can overlap and holding both may add limited diversification. Review holdings overlap, costs and your overall allocation before combining them. This comparison is educational research support, not personalised investment advice. Past performance does not indicate future returns.
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Keep researching
Comparisons are educational research support only. They are not personalised investment advice, suitability assessments, or predictions of returns. Mutual fund investments are subject to market risks. Read scheme documents and consider your goals, horizon, and risk tolerance before investing.